AnnualCreditReport.com is a centralized service for consumers to request
annual credit reports. It was created by the three nationwide consumer credit reporting
companies, Equifax, Experian and TransUnion.
AnnualCreditReport.com processes requests for free credit file disclosures (commonly
called credit reports). Under the Fair and Accurate Credit Transactions Act (FACT Act)
consumers can request and obtain a free credit report once every 12 months from each of
the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides
consumers with the secure means to do so.
The three nationwide consumer credit reporting companies have always encouraged consumers
to regularly review their credit reports. AnnualCreditReport.com offers consumers a fast
and convenient way to request, view and print their credit reports in a secure Internet
environment. We also provide options to request reports by telephone and by mail.
AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion
for this purpose. Please note that, as a security precaution, consumers should never
provide their personal information to any other company or person in connection with
requesting free annual credit reports under the FACT Act. AnnualCreditReport.com will not
approach consumers via email, telemarketing or direct mail solicitations.
Equifax
Equifax Inc. (NYSE: EFX) is a global leader in turning information into intelligence. For
businesses, Equifax provides faster and easier ways to find, approve and market to the
right customers. For consumers, Equifax offers easier instantaneous ways to buy products
or services, and better insight into and management of their personal credit.
Headquartered in Atlanta, Equifax reported annual revenue of over $1.2 billion in 2003,
and employs over 4,500 employees in 12 countries in North America, Latin America and
Europe. Equifax. Information That Empowers.
For more information, please visit www.equifax.com.
Experian
Experian is a global leader in providing information solutions to organizations and
consumers. It helps organizations find, develop and manage profitable customer
relationships by providing information, decision-making solutions and processing services.
It empowers consumers to understand, manage and protect their personal information and
assets. Experian works with more than 50,000 clients across diverse industries, including
financial services, telecommunications, health care, insurance, retail and catalog,
automotive, manufacturing, leisure, utilities, e-commerce, property and government.
Experian is a subsidiary of GUS plc and has headquarters in Nottingham, UK, and Costa
Mesa, California. Its 12,000 people in 26 countries support clients in more than 60
countries. Annual sales exceed $2.5 billion. For more information, please visit www.experian.com.
TransUnion
TransUnion is a leading global information solutions company that customers trust as a
business intelligence partner and commerce facilitator. TransUnion offers a broad range of
financial products and services that enable customers to manage risk and capitalize on
market opportunities. The company uses leading-edge technology coupled with extensive
analytical capabilities to combat fraud and facilitate credit transactions between
businesses and consumers across multiple markets. Founded in 1968, Chicago-based
TransUnion employs 4,100 associates that support clients in 29 countries. For more
information, please visit www.transunion.com.
The trademarks, service marks and logos (the "Trademarks") used in this website
are registered and unregistered Trademarks. The Trademarks belong to Equifax, Experian,
TransUnion, Central Source LLC and/or their respective owners. |
